Document Checklist – Lenders Financial Mortgage

Your Document Checklist to Secure Your Loan

Preparation is Key! The documentation checklist below shows what information will be needed for your application. Please be advised that any information you submit is protected with industry-standard encryption and via secure servers. We also will not share your information with anyone without your explicit permission.

General Information:

Borrower and Co-Borrower (if applicable) Social Security Number
Employment History
- Including Employment dates (last 2 years), Addresses, Salary, Current Pay Stubs, and W-2 Forms.
Banking Information
- Checking and/or Savings and/or Certificate of Deposit Account Numbers and Balances, Last 2 Months of Statements, Addresses of Banks
Stocks, Bonds, and Investment Accounts
Retirement Plan Copy of Latest Statement
Liabilities and Other Mortgage Debt
- Creditor Names, Addresses, Account Numbers, Monthly Payments and Balances
If you’ve ever filed for Chapter 7 or Chapter 13 Bankruptcy, you’ll need to provide the recorded discharge document.

If You’re Self-Employed:

Two Years of Tax Returns, Profit & Loss Statement, (Both Company and Personal if Separate), and Current Balance Sheet.

We will need two years' personal federal tax returns if you have income from:

Commission
Overtime
Bonus
Partnership
Rental Property
Trust
Notes Receivable
Interest/Dividends

If You’re Employed in the Family Business:

Personal Federal Income Tax Returns and All Schedules For the Past Two Years

If You Are Divorced or Separated:

Complete, Executed Divorce Decree and Settlement Agreement
Payment History of Alimony/Child Support Over Past 12 Months, or proof of receipt for the last 3 months

If You've Sold Your Home But Haven’t Closed:

A Copy of the Sales Contract

If You've Sold Your Home, Closed, And Will Use The Proceeds For Your New Down Payment:

A Copy Of The Closing Disclosure (CD previously called the HUD-1 Uniform Settlement Statement)

If You Rent:

Names, Addresses, and Phone Numbers of All Landlords Over The Past 24 Months

If You're Buying A Home:

Purchase Sales Contract or Offer to Purchase and All Addenda with all signatures

If Source of Your Down Payment is a Gift:

Name, Address, Relationship to Donor*

For VA Financing:

DD214 and Certificate of Eligibility

Contact Us

Reach out to us today to discuss all of your home loan needs and the right program for you!

With Lenders Financial Mortgage Corporation, the process to obtain your home loan is as easy as 1, 2, 3. Request your free consultation today to learn how our seasoned staff of mortgage brokers, underwriters, processors, and more can help you get the home loan you need!